Our Process:

For Our Contributors:

SUBA Capital provides a secure automated platform for interested persons to contribute towards our agriculture business in return for profit on contributed capital amount.

As a contributor, you can track your contributions, interest on Savings and Return on Investment growth via a secured dashboard on your mobile phone or computer device. You would also get regular updates by email and text messages on the progress of our business.

Contributors can schedule farm visits to inspect and see how our farms and farm workers are doing.

Use of Contributed Funds:

We use 60% of contributed funds to secure farm land lease, engage farm workers, plant seeds, insure the farm and crops, complete the gestation period and cover the cost of logistics to sell the harvest.

We also trade (buy & Sell) agriculture produce, invest in fixed income assets, as well engage in Contributor lending with the balance 40% of the contributed funds. This is how we generate the profit being shared as interest and returns with our contributors.

Interest & Returns on Investments:

Our secured automated cooperative-banking system computes your interest and returns on investment monthly using the compound interest model. Interest and returns accrue in your contribution wallet at the end of every month for both Thrift Savings and Investment Contributors.

Our Supply Chain Management Strategy:

First we crowdsource our funds through our finance cooperative, then we make inputs in farm land lease, improved seeds purchase and planting, deploy mechanized tools and modern farming techniques with the help of our farm management team to produce a bumper harvest ready for sale.

We source and engage ready buyers (off takers) even before the maturity and harvest of the crops so as to meet up with our interest and return on investment (ROI) payout obligations.

Why You Should Choose Us...:

i. We own and control 60%+ of our bio assets. This means we own our own farm and produce our own crops. This reduces all forms of operational risk associated with the agriculture process. Unlike depending solely on third party small farm holders.

ii. We operate a hybrid crowdfunding business model - agribusiness and microfinance service that makes sure one side of the business covers for the other side limiting any form of capital loss.

iii. We have the best hands when it comes to technical know how of managing an agribusiness venture as well as fund managemtn experts on our management team and advisory board.

iv. We have and operate walk in centres in major cities and mobile banking agents in your neigbourhood where and whom you could easily walk to, ask questions and hold them responsible where necessary.

v. You should choose us because we are simply the best choice in the market when it comes to wealth growth through agribusiness. Else our contributors wont be growing so fast.

So what are you waiting for?