About us

SUBA Capital is Africa’s fast rising fintech microfinance institution that provides excellent financial services that help her members raise and grow capital funds with ease.

Our vision

To become Africa’s No.1 non-bank Microfinance institution.

Our mission

To provide the most excellent thrift savings, loan and investment services in the market.

Our objective

To become the financial partner of choice, for individuals and small businesses.

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Our goals

As a non-banking Microfinance institution, following the United Nation’s Sustainable Development Goals (SDGs), our goal is to;

goal 1

Improve the quality of life of the average and low-income earner by providing access to financial and support services.


Learn and evaluate what helps people to move out of poverty faster.

goal 1

Be a viable financial institution developing sustainable communities through our thrift savings, loans, and investment plans.


To create opportunities for self-employment for the underprivileged.

goal 1

Mobilize resources to empower low and average income earners create more and reduce poverty.


To equip average and low income earners with skills that enable them, harness resources and create wealth.

Our solution

At least once every 12 months, there’s a huge capital demand either for rent, school fees, personal upgrade, business expansion needs and much more especially in January when it seems the market and other financial forces tend to be against the average African and small businesses, SUBA Capital comes to the rescue through our excellent thrift savings loan and investment plans.

SUBA Capital is an initiative of Silas OZOYA registered as SUBA Capital & Business Solutions Ltd, SUBA Thrift & Credit Cooperative Society Limited and StartUp Empowerment Initiative.

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Licences and insurance

We are a licensed microfinace institution by the Association of Non-Bank Microfinance Institutions (ANMFI), for Central Bank of Nigeria, and a licensed cooperative society by the Federal Directorate of Cooperatives.

We are also Special Control Unit Against Money Laundry (SCMUL) and Credit of Bureau of Nigeria registered.

Insured by: