Our Solution is...

Providing you with the opportunity to grow your contributed capital at ease through agriculture. Your capital grows by up to 20% per annum as a Thrift Saver and up to 40% per annum as an Investment Contributor.

As a small farm holder, trader, or small business owner, we will give you ease access to raise capital funds for your farm, trade or business at just 2% monthly rate.

Our Process:

For Our Contributors:

SUBA Capital provides a secure automated platform for interested persons to contribute towards our agriculture and microfinance business in return for profit on contributed capital amount.

As a contributor, you can track your contributions, and interest growth via a secured dashboard on you mobile phone or computer device. You would also get regular updates by email and text messages on the progress of our business.

Contributors can schedule farm visits to inspect and see how our farms and farm workers are doing.

Use of Contributed Funds:

We use 50% - 60% of contributed funds to secure farm land lease, engage farm workers, plant seeds, insure the farm and crops, complete the gestation period and cover the cost of logistics to sell the harvest. We also trade (buy & Sell) agriculture produce, invest in cash assets with 20% of the funds, as well as lend 20% - 30% of the contributed funds to small farm holders, traders and small business owners.

Interest & Returns on Investments:

Our secured automated cooperative-banking system computes your interest and returns on investment monhtly. However, contributors can only initiate a withdrawal request for return on investment (ROI) upon maturity of the choosen plan (at the end of the contribution plan) for both Thrift Savings and Investment Contributors.

Our Supply Chain Management Strategy:

First we crowdsource our funds through our cooperative society, then we make inputs in farm land lease, improved seeds purchase and planting, deploy mechanized tools and modern farming techniques with the help of our farm management team to produce a bumper harvest ready for sale.

We source and engage ready buyers (off takers) even before the maturity and harvest of the crops so as to meet up with our interest and return on investment (ROI) payout obligations.

We source and engage ready buyers (off takers) even before the maturity and harvest of the crops so as to meet up with our interest and return on investment (ROI) payout obligations.

Why You Should Choose Us...:

i. We own and control 60%+ of our bio assets. This means we own our own farm and produce our own crops. This reduces all forms of operational risk associated with the agriculture process.

ii. We operate a hybrid business model - agribusiness and microfinance service.

iii. We have the best hands when it comes to technical know how.

iv. We have and operate walk in centres in major cities and mobile banking agents in your neigbourhood where and whom you could easily walk to, ask questions and hold them responsible where necessary.

v. Because we are simply the best choice in the market when itt comes to capital growth through agribusiness. Else our contributors wont be growing so fast. So what are you waiting for?